Setting sail from San Diego, California in the United States to reach Cabo San Lucas, Baja California in Mexico marks one of coastal voyaging’s most celebrated milestones. For retired educators Jess and Tim aboard their 1988 Irwin MKIII 43-foot center-cockpit cutter, Sailing Into the Mystic, transiting the Pacific coastline of the Baja Peninsula marked the first leg of a ten-year bucket list dream to reach Bahía de Los Ángeles in the Sea of Cortez. Cruising on a disciplined teachers’ retirement budget demanded complete financial transparency and thorough seamanship.
Over the 800-nautical-mile passage, Jess and Tim recorded every expenditure, totaling $5,784, excluding capital refit improvements. Navigating remote desert headlands without marine infrastructure between Ensenada and the cape, their operational ledger provides an empirical financial guide for southbound cruisers.
Before casting off from San Diego, California in the United States bound for Cabo San Lucas, Baja California in Mexico, Jess and Tim aboard SV Into the Mystic of Sailing Into the Mystic completed extensive international permits and customs formalities to ensure legal compliance within Mexican territorial waters.
Mexican law requires fishing licenses for all crew if rods are aboard; Jess and Tim bought annual licenses via Discover Baja for 1,095 pesos each. To anchor in protected reserves, they secured CONANP passes online for 3,760 pesos. Vessel liability insurance for their 1988 Irwin 43 was obtained via Discover Baja and Baja Bound for $318. Rabies vaccines for their two cats, including Chubby, totaled $115. Proving departure from the United States for at least three years also allowed canceling California personal property taxes.
At Ensenada, Cruiseport Marina staff assisted clearance through the Capitanía de Puerto, immigration, and customs. Formalities included a 10-year Temporary Import Permit (TIP) for 1,045 pesos, six-month FMM visas at 983 pesos each (1,083 pesos upon renewal), 604 pesos in port captain fees, and a 250-peso courtesy flag. Per cruisers Salt and Tar, they recorded their tender, outboard serial numbers, and onboard tools on the TIP to avert customs disputes.
Calculating propulsion range between San Diego, California in the United States and Cabo San Lucas, Baja California in Mexico was essential for Jess and Tim aboard SV Into the Mystic of Sailing Into the Mystic, where offshore calm spells and contrary currents require extended motor-sailing.
The Irwin MKIII 43 holds 105 gallons of diesel in its main tank, plus 20 gallons in deck jugs and five gallons of dinghy fuel. Departing San Diego full, the crew replenished strategically along the peninsula:
SV Into the Mystic burned 83 gallons of diesel down the Pacific coast, spending $500 at roughly $6.00 per gallon. To ferry fuel in remote settlements, the crew relied on a siphon, stackable cans, and a folding cart for wheeling jugs over dirt roads.
Provisioning an offshore sailboat transiting from San Diego, California in the United States to Cabo San Lucas, Baja California in Mexico demands careful pantry planning, as Jess and Tim aboard SV Into the Mystic of Sailing Into the Mystic discovered along 700 nautical miles of isolated coastline.
Supermarkets exist only at Ensenada and Cabo San Lucas. Midway down the peninsula, Bahía Tortugas offers the sole village store reached via tender. Because coastal restaurants are nonexistent until Cabo, the crew stocked non-perishables: dried beans, canned tomatoes, coconut milk, pasta, rice, walnuts, oatmeal, and whole coffee beans paired with a manual grinder.
To prevent glass breakage when heeling, the crew chose simmer pouches, such as Trader Joe’s curries. Spices were replenished using inexpensive bagged Mexican seasonings. Produce longevity was preserved by isolating citrus, apples, onions, and root vegetables in separate dark, ventilated lockers to prevent ethylene gas from accelerating spoilage.
Minimizing expensive marina fees during the coastal passage from San Diego, California in the United States to Cabo San Lucas, Baja California in Mexico formed the core of the cruising budget for Jess and Tim aboard SV Into the Mystic of Sailing Into the Mystic. Commercial slips cease south of Ensenada.
After staging at San Diego guest docks ($63/day) and clearing at Ensenada’s Cruiseport Marina ($100/day), the crew anchored freely in coastal roadsteads: Bahía San Quintín, Bahía Tortugas, Bahía San Juanico, Bahía Santa María, and Bahía Magdalena. Holding in Pacific swells demanded heavy ground tackle: an oversized primary anchor with 300 feet of chain and nylon rode. When a gale struck in 35-foot depths at San Quintín, veering 200 feet of chain at 7:1 scope held firmly, with a sharp knife kept nearby to cut away tackle in an extreme emergency.
In Cabo San Lucas, they anchored freely over clean sand with dependable holding. Local regulations prohibit beaching dinghies on Médano Beach; cruisers must use the secured marina dinghy dock for 100 pesos ($5.50 USD) daily. Voyagers can transit independently or join the annual Baja Ha-Ha rally, which departs San Diego each November with stops at Turtle Bay and Bahía Magdalena.
Navigating the open Pacific transit from San Diego, California in the United States to Cabo San Lucas, Baja California in Mexico demanded rigorous deck safety and preventative maintenance for Jess and Tim aboard SV Into the Mystic of Sailing Into the Mystic.
Topside safety gear included self-inflating offshore lifejackets with integrated harnesses, bought on sale to save $400 on four units. Continuous deck jacklines allowed clipping tethers in heavy swells, while their cats wore harnesses. Communications featured Starlink, a tuned marine VHF radio, and an AIS transceiver. For emergency dismasting, bolt cutters and an electric angle grinder stood ready to sever rigging stays.
Mechanical spares included engine oil, transmission fluid, and spare fuel filters to counter contaminated diesel. Rigging blocks, line, dinghy patch kits, adhesives, fiberglass resins, and sail tape completed their workshop. Reaching Cabo San Lucas marked the passage milestone. Jess and Tim celebrated with a $150 dinner ashore, refueled at the fuel dock, and prepared to sail north into the Sea of Cortez.
Documenting every expenditure from San Diego, California in the United States to Cabo San Lucas, Baja California in Mexico proved to Jess and Tim aboard SV Into the Mystic of Sailing Into the Mystic that long-distance coastal voyaging is achievable on a teachers’ retirement budget. Total spending across all passage categories totaled $5,784.
The structured financial ledger below itemizes expenditures across clearances, insurance, fuel, transient moorage, safety gear, and passage milestones, providing a practical operational reference for cruising Baja.
| Category | Line Item | Cost | Operational Notes |
|---|---|---|---|
| Mexican Permits | Recreational Fishing Licenses | 2,190 MXN (~$120 USD) | Discover Baja licenses for two; mandatory if rods are aboard. |
| Conservation | CONANP Marine Conservation Passes | 3,760 MXN (~$205 USD) | Required for navigating and anchoring within marine reserves. |
| Vessel Clearance | Ensenada Port Captain & Admin Fees | 604 MXN (~$33 USD) | Inward maritime port processing fees paid at Capitanía de Puerto. |
| Vessel Importation | Temporary Import Permit (TIP) | 1,045 MXN (~$58 USD) | 10-year permit; tender, outboard, and tools itemized. |
| Crew Immigration | FMM Tourist Visas (Two Crew) | 1,966 MXN (~$108 USD) | 983 MXN per person at entry; 180-day validity before renewal. |
| Marine Insurance | Annual Mexican Liability Policy | $318 USD | Acquired through Discover Baja / Baja Bound for 1988 Irwin 43. |
| Pet Health | Veterinary Care & Rabies Vaccines | $115 USD | Vaccination certificates for two feline crew members (including Chubby). |
| Propulsion Fuel | Coastal Diesel Consumption (83 Gal) | ~$500 USD | Averaged ~$6.00/gal across remote Baja stops and Turtle Bay. |
| Staging Moorage | San Diego Bay Guest Docks | $63 USD / day | Pre-departure staging for provisioning, water, and fuel top-off. |
| Marina Clearance | Cruiseport Marina Ensenada | ~$100 USD / day | Assisted check-in logistics with Port Captain; $600/month rate. |
| Tender Dockage | Cabo San Lucas Marina Dinghy Dock | 100 MXN (~$5.50 USD) / day | Mandatory supervised dock; beach landing prohibited on Médano Beach. |
| Safety Equipment | Inflatable Offshore PFDs & Harnesses | ~$400 USD (Discounted) | Four offshore inflatable vests acquired during 4th of July sale. |
| Milestone Outlay | Cabo San Lucas Arrival Celebration | ~$150 USD | Milestone dinner and shore celebration marking entry into Sea of Cortez. |
| Total Passage Leg | Comprehensive Budget Outlay | $5,784 USD | Total passage preparation, permits, fuel, gear, and transit expenses. |
Cruising sailors preparing for the Pacific passage frequently consult the operational data gathered by Jess and Tim aboard SV Into the Mystic of Sailing Into the Mystic. Traversing coastal waters from San Diego, California in the United States to Cabo San Lucas, Baja California in Mexico involves specific administrative clearances, mechanical preparations, and budgetary allocations outlined below.
Jess and Tim aboard SV Into the Mystic spent $5,784 sailing from San Diego to Cabo San Lucas. This covered Mexican entry paperwork, annual liability insurance, coastal diesel, transient moorage in San Diego and Ensenada, safety gear, and mechanical spares.
Entry into Mexico requires a Temporary Import Permit (1,045 pesos), FMM tourist cards (983 to 1,083 pesos per person), Port Captain clearance (604 pesos), CONANP conservation passes (3,760 pesos), Mexican fishing licenses (1,095 pesos each), and vessel liability insurance ($318).
SV Into the Mystic consumed 83 gallons of diesel fuel between San Diego and Cabo San Lucas, costing roughly $500. Carrying reserve jerry jugs, a fuel siphon, and a folding cart for walking to village gas stations is essential along the remote Baja coast.
Primary anchorages include Bahía San Quintín for storm shelter, Bahía Tortugas (Turtle Bay) for mid-peninsula provisioning and fuel, Bahía San Juanico (Scorpion Bay) for road fuel access, Bahía Santa María, and Bahía Magdalena.
Cruising vessels can anchor for free in Cabo San Lucas bay in good holding sand. Beaching tenders is prohibited; cruisers must tie up at the secured marina dinghy dock for 100 pesos ($5 to $6 USD) daily.
Cruisers must stock galleys in Ensenada because Bahía Tortugas is the sole grocery stop along the 700-nautical-mile Pacific coast. Storing non-perishables and keeping citrus and root vegetables in separate ventilated lockers prevents premature spoilage.
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How much does it really cost to sail from San Diego to Cabo San Lucas?
We're Jess and Tim aboard Into the Mystic, and in this video we break down the costs for our sailing leg down the Baja peninsula — paperwork, entry requirements, marinas, anchorages, fuel, food, boat parts, etc. Did we sink our budget or sail our dream? We show you the full numbers for the first part of our journey all the way around the Baja peninsula.
In this breakdown:
TOTAL SPENT: $5784 (not including the boat itself and the improvements we did to the boat)
Boat: Irwin MKIII 43"
Join us next week as we continue our journey sailing North in the Sea of Cortez.
CHAPTERS
00:00 Introduction
00:19 Paperwork & Entry Requirements
06:33 Fuel
09:00 Food & Provisioning
12:55 Marina Fees & Anchoring
15:04 Safety (The Non-Negotiables)
21:33 Maintenance & Preparing for the Unexpected
23:09 Experiences Worth Spending Money On
27:02 The Baja Haha option
We are two recently retired educators, looking to live the blue water cruising life on a teachers' retirement budget. Follow us on our sailing channel as we share our journey around the world in the most affordable way we know how.
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▸Our boat (1988 43’ Irwin MKIII) https://youtu.be/hGK0_Cwz1vY
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